Welcome to this CTFO CBD Oil Reviews
What is CTFO? Are they a legitimate company? Are their products top quality? Can you make a ton of money? All questions that will be answered in this CTFO review.
In fact, for those who don’t know what an MLM is or are a little unsure you need to read this first.
We are just getting our heads around CBD oil and now CBDA is all the rage, so what is CBDA and what can it do for you?
With CBD oil getting some recent bad press with many suppliers lying about the strength of their products, this coming from some big high street retailers as well. So what is happening? Can CTFO be any different?
Well, for starters, they took the initiative to grow and harvest their own industrial organic hemp plants to avoid getting tangled in any such lawsuits, which is a great start and shows their commitment.
People are desperate at times for pain relief and I can understand why with current medication no longer working, are prepared to take risks and purchase these products anywhere online. Not such a good idea!
It would appear that due to the popularity of CBD Oil with a projected sales forecast in 2020 to 3-4 billion worldwide, and rising to around 15 billion in 2024 that anybody and everybody is getting in on the act.
So without further ado, let’s get into this CTFO review.
Product: CTFO or Changing the future outcome
Founders: Stuart Finger, Steve Finger, Michael Khan
Product description: Network marketing business, dietary and health products with a large range of their own CBD oil products. With over 80 products to choose from, something for everyone.
Price: 100% free to join
Recommended: NO (Simply because I am not a big fan of MLMs)
Synopsis: CTFO previously stood for “Chew the fat off” and focused primarily on the “Weight Loss” niche and cleverly stayed with the acronym to avoid costs in software and marketing, amongst other reasons I’m sure.
In at the beginning and manufacturing their own products goes a long way with credibility and certainly tells you they are serious about the products.
Internal Summary and Navigation
- What is CTFO and who are the founders?
- What is a Network Marketing Company?
- Where does CBD come from?
- What is CBD Oil and what are the benefits?
- Can you really make money with CTFO?
- Let’s take a look at the Payment Plan
- What others say about CTFO
- What I like about CTFO
- What I don’t like about CTFO
- Is CTFO a Worthy Business to get involved with?
- Feedback, Follow and Subscribe!
What is CTFO and who are the founders?
CTFO or “Changing the future outcome” is a company that was founded in 2015′ by Stuart Fingers along with co-founders, his brother Steve Fingers and Michael Kahn.
Stuart has been involved in various successful businesses in particular Network Marketing for the past 32 years.
He started way back in 1989 achieving success at many levels until he decided to venture on his own helping build teams with thousands of people and serving hundreds of thousands of customers.
He has also operated and owned businesses in the food and retail industry.
His “passion” has he puts it, is to help others succeed and by starting CTFO hopes to achieve this.
Check out this short business presentation.
The original name for the acronym CTFO was “Chew the fat off” which is a bit off a gimmicky name of which I couldn’t really take seriously, but I guess it’s a name that would stick in your mind, right?
Their primary goal was in the weight loss niche, and sometime in the same year decided to switch tact and move into the “Health and Wealth” niche and to include CBD oil products of their own.
Here is where we move to the new name, “Changing The Future Outcome”. A great business title that really sets them apart. Just how he went from “Chew the fat off” to the current name who knows. Maybe this was his vision all along!
Like any new business startups where you don’t have a product of your own, this can cause many issues, such as quality, supply and Lead-times, reliability, especially when we are talking about something like CBD oil.
So, the right thing to do would be to control everything yourself, right?
Exactly what they decided to do!
They grow all their industrial organic hemp plants themselves, on their own farms along with the manufacturing process. That way you are in full control and only you have to face the likes of the FDA.
CTFO declare that their products are of the highest quality and that their prices are the lowest in the industry, but I’m not sure how they can commit to such a statement seeing that their products are only unique to themselves.
I have seen similar products on the market and much cheaper but whether they are as good or not is anybody’s guess. I guess we will never know!
They claim their products conform to GMP standards, which stands for “Good Manufacturing Practices” and that they are regulated by the FDA. If that is true then that should instil greater confidence to anyone looking to get involved with CTFO.
They even offer you a 60-day, empty-container, money-back guarantee for anyone who feels like taking them for a ride.
No seriously, the more I look into this business the more I like it, but don’t sign up just yet!
You can find their entire CBD oil product certifications for anyone to check out on their website. That way you can see exactly what is in the products before you think about purchasing them. Cool eh!
The range of products on their website are for…
Yes, even a range of products for your pets. Not sure if my Siamese Cat will approve though.
What is a Network Marketing Company?
There is always confusion when talking about a Network Marketing Company or MLMs and they tend to carry a lot of baggage based on how other businesses have operated under this guise.
A Network Marketing Company is often called an MLM or Multi-Level Marketing Company and because of the MLM term, it is often confused with a pyramid type scheme.
This couldn’t be further from the truth although some businesses that claim to be a network marketing company often operate in a manner that brings attention to themselves by the appropriate authorities.
For many who think a network marketing business is a Pyramid scheme, the only common factor is that the payment and business structure represents a pyramid.
A pyramid scheme is where the company promises their participants large profits based on recruiting of others to join and with no product as such to show, although some hide behind such a product to disguise the fact.
Whereas a Network Marketing Business do have products to sell.
Where does CBD come from?
CBD Oil comes from both the Marijuana and the Hemp plant and referred to as cannabinoids.
Both plants come with traces of the THC (tetrahydrocannabinol) element, which is the psychoactive component. The component that gives you a high!
In the UK Marijuana is 100% illegal, but in the US there is a bit of a mix going on, with some states legal, some legal for medical use, some legal for medical use with limited THC and some, where there is a total ban.
Saying that though, the law states that THC can not exceed 0.3%.
With many concerns from government agencies, I guess the confusion is between CBD and THC.
Hemp is one of the fastest-growing plants and has been around for thousands of years, and used for many applications, commercial items, such as paper, clothing, textiles, rope, paint, and animal feed to name but a few.
Manufacturers even sell the floral material to pharmaceutical companies for use in medicines to counteract sleep, asthma, and neuralgic pain conditions. So we see clinical tests have been done and OK’d by varies authorities.
Maybe if big pharma got in on the CBD oil Industry then there wouldn’t be an issue!
Anyway, why not check this video out, that goes into more details regarding Hemp and what it can do for you.
What is CBD Oil and what are the benefits?
CBD Oil is becoming extremely popular and certainly, since the laws were changed, people instead of purchasing from places like eBay where you haven’t a clue what you are buying, they can sort of feel confident purchasing elsewhere through businesses like CTFO.
Big Pharma won’t like smaller companies getting in on the act and therefore you are still going to have the FDA ringing down the ears of some CBD manufacturers.
The rapid growth of the CBD industry is a minefield for “Cowboys” and “Opportunists” to get in on the action, and we see this all the time.
Medical trials are still inconclusive, but if people are feeling the benefits then they are still going to take it regardless of whether CBD is restricted or even banned, although that just isn’t going to happen. Just look at the revenue that would be lost.
What is CBD Oil?
CBD is a component that is naturally sourced from the industrial hemp plants that are bred for its nutritional properties, and primarily extracted from the hemp paste which is made from the leaves and flowers, with the hemp seeds used as a secondary source.
What the Hemp plant lacks in THC it makes up in CBD oil which helps to keep the psychoactive traces at bay, which makes it great because its the CBD portion that is legal and the THC which is not or trace elements at best.
[I even use hemp seed when fishing on the local rivers and I can tell you one thing, and that’s once you have the fish feeding on hemp they go crazy for it.]
However, the legality varies across the globe where governments will only allow hemp that is grown with especially low THC content.
The miracle element or component in the Hemp plant is actually CBDA and not CBD. Whilst there are traces of CBD the additional strength comes later after a process which takes place.
What is CBDA
CBDA is, in fact, the acid precursor of CBD and without CBDA there would be no CBD or very little of it.
To produce greater amounts of CBD a process has to take place in the raw hemp, where the CBDA as to be heated to a certain temperature causing what is known as decarboxylation.
Products can come with both CBD and CBDA and in various percentages and according to CTFO…
“The anti-inflammation properties in CBDA are greater than in CBD as it is a potent inhibitor of the COX-2 enzyme which blocks pain”
Reading between the lines, it looks like CBDA is obviously more potent, but does that mean the effects are better than standalone CBD oil?
Let’s see what Dr Steven Trobiana as to say about CTFO and CBDA. A neurology specialist coming from Osseo, Minnesota who has been practising for 44 years.
He describes the effects of the CTFO product 10XPureGold
The benefits of CBD Oil.
CBD oil has been gaining traction in the Health and Wellness Industry, with confirmation of scientific studies confirming that CBD may ease pain symptoms such as chronic pain and anxiety.
There are several benefits of using CBD oil that have backing from the scientific community.
- CBD can ease Pain
Many people are desperate for pain relief which has a massive impact on our well-being and causes all sorts of issues, such as depression. Therefore people are willing to try anything and we see many buying from places like eBay where you haven’t a clue whether the product is good or bad.
- Could Reduce Anxiety and Depression
Depression and anxiety are 2 major health disorders that can have a detrimental impact on your health and well being.
Depression and anxiety are normally treated with pharmaceutical drugs, which the big hitters are not going to like.
Drugs, no matter what they are over a period of time tend to stop working due to the body’s reaction and getting used to them. People are seeing CBD oil as a better alternative with longer-lasting gains compared to normal drugs and with little or no side-effects.
- Could Alleviate Cancer-Related Symptoms
CBD may help with side-effects like nausea, vomiting and pain that a patient suffers with from chemo, radiation and other treatments.
Although THC is restricted in the US to 0.03% the combination of both CBD and THC have been known to significantly reduce the pain compared to just CBD or THC alone.
A study looked into the effects of CBD and THC in 177 people suffering from cancer related pain, who did not experience relief from the medication given to them.
Those that were treated with an extract containing both CBD and THC compounds experienced a significant reduction in pain, compared to those who received only THC.
- May Reduce Acne
Due to CBD’s anti-inflammatory properties, recent scientific studies found that it had the ability to reduce sebum (oily secretion glands) production.
- Could Benefit the Health of the Heart
Research has found that CBD had the ability to lower high blood pressure.
This is particularly of interest as high blood pressure is a major heart condition and cause of many deaths.
Can you really make money with CTFO?
If the product is as good as they say, then it should be an easy sell and the product should sell itself, but it just doesn’t work that way sometimes, especially in a network marketing business like CTFO.
Of course, you can and will make some money, but just how much and how successful you’ll be will depend on your strategy and the level of experience and knowledge that you have.
The biggest issue any company will have is whether their product is top quality or not. At CTFO, it looks like they have that angle already covered.
You will find many experienced affiliate marketers joining this type of company because they will have in some cases a huge email list based on their subscribers. This is very important, but beginners have to start somewhere.
Providing you have treated your subscribers well, then there is absolutely no reason you couldn’t persuade some of them to join. After all, they have learned to hold you in high-regards over a period of time.
It wouldn’t take many in your downline to start making a good living providing you took them under your wing and taught them how to market the products correctly, but remember this, it wouldn’t take you very long to lose your downline along with their subscriptions to your site as well.
Things to watch out for when joining a Network Marketing Business
- Check out the business and owners thoroughly, which includes the payment plan.
- You have to be careful which Affiliate/Associate you join up with and try to check them out before you make a full commitment to join. You need to know they have your back, but this is sometimes very difficult to do.
This is important because these are your leaders or sponsors, and they have an obligation and should be training you from the off. Remember it is in their interest to keep you in their downline, you to sell the companies products and you to recruit others.
What you will find in many cases is an enthuses to recruit and forget about their downline members.
This is always apparent because many of these MLM companies tend to only have a short life expectancy. I know this because I have been part of several and I know many who have lost thousands too.
At CTFO it is 100% Free to join but be careful
When you join as an associate, you get a free replicated website for marketing purposes with all the products and order processing software ready to start marketing. A very professional looking site it is too! Don’t be taken in! Alway’s have an “OPEN MIND” and take your time!
For many who are new to making money online and in particular a Network Marketing Business, you will be thinking “What the hell do I do now?”. Why has everyone got the same identical website?
This is when you pretty much realize this is no push-button system and you are going to have to work. Dread horror!
Now the fun starts but providing you have chosen your “Leader or Sponsor” wisely and who is prepared to share his or her knowledge, then it should be straight forward. Well, you should be on the right path anyway!
Remember, selling to anyone is extremely difficult especially as they don’t know you. This is a numbers game and the more people that see your “Posts”, “Articles”, “Landing Pages”, the more chance someone will take you up on your offer.
Posts, articles and landing pages. I bet that has got you thinking?
Stay with me and I will explain something later.
Free isn’t always a good thing!
Why is that you may ask?
Some say that this could be a too extreme way to operate a multi-level-marketing company and that a sign-up bonus for recruiting associates should be evident.
Free will certainly get the numbers flowing into your downline because everybody loves free right?
An incentive would be best here where the “Sign-Up” or “New Associate” would, in fact, make you a bonus, but typically what you will find here, is your downline is full of freebie seekers because you offered a free business and not actual business owners.
OK, you might make a few hundred dollars, but because people have signed up for free you are not going to feel too comfortable trying to convince your downline to buy.
You could recruit 500 people and if they decide to not play ball i.e. not recruit and not sell the products you would earn zilch. A big fat zero!
If they joined for free just to purchase the products themselves at a discount, then you will make some money, but you have to ask the question…
“Does the discount bring the price down to a more reasonable price or was the actual price in the first place too inflated?”
In other words, are the products once discounted still more than products you can get online that promise to do the same thing?
I guess the only way to find out is to test the products yourself, which will take time and money.
What do I do with my Website and how do I get others to join?
As I have mentioned earlier your Leader or Sponsor should be showing you the ropes, but if you want to know exactly what’s required then if you wait till the end of this review I have something to show you.
BUT WAIT -It no longer becomes FREE if you want to Excel and Ramp up your Pay with Business Builder Packs
You thought you’d got a great deal with joining for free, with a nice professional looking website which you don’t know what to do with yet.
Remember what I said earlier, that it will be extremely difficult to sell to someone who you didn’t really know, and that’s selling something for FREE.
Well, just imagine how much more difficult it will be trying to sell them a bunch of products that are going to cost you an arm and a leg.
I’ll let you watch this presentation by the CEO, Stuart Fingers and see what you think.
Let’s take a look at the Payment Plan
Every Network Marketing Business or MLM as a payment plan of some description.
This is where many confuse an MLM with a pyramid scheme, simply because the payment plan described is, in fact, a pyramid and that’s where the similarities end.
At CTFO, they claim to have created their own payment plan and had it copyrighted.
I won’t go into details about the payment or compensation plan, suffice to say they can be complex for many reasons, but if what they say at CTFO is correct then you don’t have much to worry about or do you?
You can check out the video here or if you like you can access the pdf link here.
What others say about CTFO
A hard one to follow is this, meaning just who do you believe?
I have rallied around looking for CTFO review sites and was very surprised that I didn’t find many, even on sites like TrustPilot, both the US and the UK.
You could check out testimonials on the CTFO website, but what you aren’t going to get there are negative reviews. Just can’t be trusted!
I did find some reviews on the Better Business Bureau website so I guess we can check a few there.
This review was taken from the above website and found interesting.
Not sure what to say about this!
Overall very disappointed with not being able to extend my arm with some sort of gratitude. I was expecting a lot more, and can’t quite understand why people are joining? These places should be top of their list when researching a business or product.
Anyway, I will leave that call to you!
What I like about CTFO
As a bystander looking in, I see many things I like about CTFO and a few I have highlighted below.
- All their products are claimed to be Organically Grown
In this day and age, we see products covered in all sorts of chemicals which are harmful to us in the long run. CTFO claim to grow and use only organic commercial hemp in their manufacturing processes and therefore no added chemicals are present in the final product.
- They are recognized as a Certified GMP Company
GMP which stands for “Good Manufacturing Practices” means that their entire process from start to finish is monitored and manufactured in GMP approved facilities. This also means that they are regulated by the FDA and not many companies operating in this industry can say that.
- All their products come with a 30-day money-back guarantee
This according to the website come with an empty bottle policy, meaning that even if you used the entire bottle you would still get your money back. How’s that for confidence? I’d love to know if this actually worked!
- Their skincare products are Lab Certified and Transparent
No animal testing on their skincare or beauty products
- CTFO is 100% Free to Join
For that, you get a professionally designed website with everything included to get you marketing ASAP.
- THC is present but only in very small amounts
THC is the psychoactive component which the government stipulates can not go beyond 0.3%. CTFO claim their products are below 0.2% which is way under the government guidelines.
What I don’t like about CTFO
Here we come to the pitfalls and pretty much what people are looking for.
- I do believe the products are expensive, but if they do grow their own industrial Organic Hemp Plants, manufacture the whole process, GMP approved and regulated by the FDA then there has to be a cost factor.
- If the product is so good, then why is it that I can’t see many customer reviews about the product. Ok, you find some reviews on the website but you can’t really believe those. Somewhat disappointing!
- BBB or Better Business Bureau rates CTFO as an “F”. Not accredited!
- All MLM’s are a hard sell, and not really for newcomers to online marketing.
- Need to find a sponsor who you can trust and who is prepared to guide you through the entire marketing process. This can be extremely difficult unless you personally know someone, otherwise, you will end up on your own with no clue what to do next. I know as I have been there!
Is CTFO a worthy business to get involved with?
OK, when I started to research this business I decided earlier on that CTFO was probably a decent business to get involved in.
Everything seemed to be above board with the product.
That they grew, harvested and manufactured the organic industrial hemp themselves, and that they complied to certain business practices.
According to Stuart Finger the CEO they are approved by the FDA, although I’m not sure how we could ever prove that. Maybe a call to Stuart himself, but whether he would comply is another thing.
I have been kept on the fence and tried to give an objective view on CTFO and hope this as come across this way.
Knowing what I know about MLM companies and the experiences I have had in the past, I found them extremely difficult especially as a newcomer coming into Internet Marketing.
A hard sell and a numbers game but great for experienced marketers who come along with massive email lists and know just what they are doing.
There is an enthuses to throw everything at their marketing requirements which usually means Paid Advertising. SEO is too slow especially as many MLM businesses don’t stay around for too long.
All the same, great if you want to check out their products yourself. Nothing wrong with that!
Coming in as a newcomer can be extreme for many and a lot of banging your head against the wall because you are left on your own with no clue what to do next.
Remember I mentioned I had something for you and for anyone who is interested…
Something I wish I’d come across before I started my journey was “Great Advice”.
I wasted 2-3 years of my life with MLM’s, banging my head against a wall, which can be extremely upsetting and disturbing and really makes a dent in your confidence.
Affiliate marketing I have found is the easiest business model to learn and make money in. It all comes down to finding the right training and at Wealthy Affiliate that’s exactly what you get.
They will teach you everything about marketing, with nothing left to chance.
If you don’t like what you see or feel this is not for you then just call it a day but if you don’t check it out you will never know, will you?
If you don’t fancy taking this important step then why not check out a review I wrote about Wealthy Affiliate here. That should reinforce what I am saying here and give you the confidence to pursue this opportunity further.
Feedback, Comments and Subscribe
OK, it’s about time I wrapped this up before you fall to sleep, but often when writing a review you can get carried away, but not only that I try to express my views in a way that is easy for you the reader and therefore what do you leave out?
Anyway, hope you enjoyed this review because I certainly enjoyed researching and writing it.
Any questions whatsoever or just want a chat put it down in the comments field below. I read and reply to all comments on a very regular basis.
If you found this review useful, why not show some love and share this amongst your friends to warn them of the pitfalls.
Until next time, stay safe!